1.4 Loans explained

1.4 Loans explained

Home Energy Saver loans help eligible households finance energy saving upgrades with a zero-interest loan of up to $15,000. If your project costs more than the maximum discount of $4,000, you can apply for a zero-interest loan of up to $15,000. Loan terms vary between finance providers, so you can compare each provider's terms before you apply.

Creditex does not administer or manage loans, so we can't answer questions about loan applications, eligibility or finance providers. Find out more about loans, including eligibility requirements and participating finance providers, at energy.nsw.gov.au/home-energy-saver

Applications for loans are open now.

What we can and can't help with

  • We can help with: discount eligibility, discount applications, choosing products, installation and warranty support.
  • We can't help with: loan eligibility, loan applications, participating finance providers, repayments or loan account questions. Find out more about loans, including eligibility requirements and participating finance providers, at energy.nsw.gov.au/home-energy-saver

Frequently asked questions

Is the loan really interest free?

The program offers zero-interest loans of up to $15,000 for eligible households. Find out more about loans, including eligibility requirements and participating finance providers, at energy.nsw.gov.au/home-energy-saver

Do I have to take a loan to get a discount?

No. Discounts and loans are separate. You can apply for a discount without any loan involved.

Can I get both a discount and a loan?

You may be eligible for both. See Can I get both a discount and a loan?