You may be eligible for a Home Energy Saver discount and loan. If you're eligible for a discount, you may also be eligible for a zero-interest loan of up to $15,000.
The discount and the loan are assessed separately and have their own eligibility requirements. Being approved for one does not automatically approve you for the other.
You may be able to use a discount and a loan on the same upgrade. The discount covers up to $4,000 towards the cost, and a zero-interest loan can help cover the remaining amount above the discount, so you don’t have to pay the difference upfront. If your project costs more than the maximum discount of $4,000, you can apply for a zero-interest loan of up to $15,000. Loan terms vary between finance providers, so you can compare each provider's terms before you apply. If you would like to use both on the same purchase, you must apply for your discount first and go through the discount process. After your electrical and safety assessment, when your final Quote is ready, you choose how to cover your Remaining Balance: pay it, or, if you are eligible, apply for a Home Energy Saver loan to cover it.
Creditex delivers the discounts. Loans are managed separately, and information about loan eligibility and participating finance providers is at energy.nsw.gov.au/home-energy-saver.
There is a referral pathway between discounts and loans. If you decide to use a loan, you choose your finance provider and give your consent, including to the privacy collection notice. We then pass a referral to that provider, and the provider contacts you to complete your loan application. You choose the provider and opt in, so this only happens if you ask for it. Creditex does not manage the loan itself.